Rick Young Insurance’s Blog

Exchange Plans a Bad Deal for Doctors

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Exchange Plans a Bad Deal for Doctors October 30, 2014 A number of doctors are choosing not to participate in Obamacare exchange health plans in the upcoming year. According to the medical practice trade group Medical Group Management Association, 214,524 physicians will not be participating in any Affordable Care Act Exchange. Why are doctors unwilling … More

How Do Health Savings Accounts Work Under Obamacare?

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Health savings Accounts (HSAs) are savings accounts that allow the holder to deposit money, tax free, into an account whose funds are intended to be used for medical expenses. HSAs are tonly available to Americans who have a high-deductible health plan (which , in 2014, meant a deductible of $1,250). Enrollees can make deposits into … More

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http://www.ncpa.org/sub/dpd/index.php?Article_ID=24944 Economist Casey Mulligan has published a new report for the Mercatus Center highlighting how the Affordable Care Act changes the incentives of employers and employees and pushes many to part-time work. Mulligan points out three ACA provisions that will change the nature of the typical workweek: The law imposes a penalty on large employers … More

The magic of referrals

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Globalization and technology have made the world seem larger and more impersonal than ever. But somehow people still manage to connect with one another. And they still talk — especially before spending money. Most buyers start out by conducting research. But when it’s time to narrow down the options, where do they turn? Whether they’re in the market for … More

Feds Lack the Data to Determine How Well Key Obamacare Provisions Are Working

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Feds Lack the Data to Determine How Well Key Obamacare Provisions Are Working http://www.ncpa.org/sub/dpd/index.php?Article_ID=24886 September 24, 2014 Federal health insurance officials can’t tell Congress how much the government has spent since 2010 selling Obamacare to a key segment of the market, according to the Government Accountability Office. The accounting system used by the Center for … More

Young Physicians OK with Obamacare While Older Doctors Bristle

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Young Physicians OK with Obamacare While Older Doctors Bristle September 23, 2014 http://www.ncpa.org/sub/dpd/index.php?Article_ID=24883 Though U.S. physicians continue to have issues with the Affordable Care Act (ACA), it appears to be a generational taste developing of the law making sweeping changes to their profession, according the Forbes. A new survey released last week by The Physicians … More

Better Quality Insurance Policies Before Obamacare

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Better Quality Insurance Policies Before Obamacare September 18, 2014 The Daily Caller reports that health insurance policies for individuals were of higher quality prior to the Affordable Care Act. The claim comes from a study issued by the National Center for Public Policy Research, which analyzed health insurance plans across 10 major cities both prior to … More

What’s Causing Health Care Premiums to Rise?

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What’s Causing Health Care Premiums to Rise? September 17, 2014 As insurers notify enrollees that their premiums will be rising in the upcoming year, how much of those premium increases are due to the Affordable Care Act? Merrill Matthews, resident scholar with the Institute for Policy Innovation, explains which factors are behind the rise. A … More

Has Obamacare Lowered Premiums?

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Many Obamacare supporters are rallying around a recent Kaiser Family Foundation survey of health care premiums that indicates prices are falling, claiming it as evidence that the law, in fact, has worked in reducing costs. Is that really the case? According to James Carpetta at the Weekly Standard, the survey is flawed. For example: it … More

What Has Obamacare Cost Small Business Workers? $22.6 Billion

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A new report from researchers at the American Action Forum has detailed the impact of the Affordable Care Act on small business ( those companies that employ between 20 and 99 workers ). Obamacare requires that companies with at least 50 employees provide health insurance to their workers; companies that do not are forced to … More