Rick Young Insurance’s Blog

Repealing Obamacare Will Take Some Convincing

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Can Obamacare still be repealed?  Well, that depends.  If the politicians will legislate according to the people’s preferences, Obamacare is a jump-ball.  A successful alternative reform would have to convince supporters of Obamacare that the potential reward is higher than the risks, says NCPA senior fellow John R. Graham. Here is what that would look … More

Obamacare Premiums up 23 Percent

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With enrollment data through February 22, the administration finally declared Obamacare’s second enrollment season closed and released its report on the results. (Although, people who have to pay Obamacare’s mandate/penalty/fine/tax as a result of information disclosed in their 2014 tax returns will have a special open enrollment in April). Obamacare supporters cheered the enrollment hit … More

The Veterans Independence Act: A Feasible Veterans’ Health Care Reform

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In 2011, Mitt Romney suggested that veterans’ health care should be privatized.  He was criticized by the usual suspects on the left and by the Veterans of Foreign Wars (VFW).  Then, last year’s Veterans Administration (VA) scandal compelled the nation to notice the VA’s brand of government-run medicine was far worse than previously imagined.   … More

Government Health Spending Growth Outstrips Private Sector Growth

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When the government gets involved in health care, what happens to spending?  At the NCPA Health Policy Blog, Senior Fellow Linda Gorman has analyzed public and private health care spending in the United Kingdom and The united States.  The results?   from 2000-2012, inflation-adjusted public spending on health care in the United Kingdom increased by … More

Health Care Spending in the President’s Budget

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What’s in the President Obama’s $4 trillion budget proposal for 2016?  Billions in new health care spending.  Christopher Holt, Brittany La Couture and Tara O’Neill of the American Action Forum break down the president’s health care budget: Compared to last year’s budget, the proposal includes an additional 4.8 billion in discretionary funding for the Department … More

New Poll Shows Americans Are Worried about Health Costs

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While President Obama said the economy was in good shape and touted the Affordable Care Act during his State of the Union speech, Americans don’t necessarily think things are so great.  What are Americans most concerned about today?  According to a new Gallup, poll, people see health care costs and low wages as the “most … More

Improve Health Care Competition by Repealing State Laws

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While the Affordable Care Act has introduced a host of new mandates on individuals, employers and insurers, there are a few things that states can do to improve the health care market within their borders.  In a new report from the Mercatus Center, Matthew Mitchell, Anna Mills and Dana Williams offer three reforms that would … More

Health Care Costs Rising? Get a Health Savings Account

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What is happening to health care costs?  According to a new report from the Commonwealth Fund, premium increases are slowing, although premiums themselves are still rising.  Moreover, out-of-pocket costs are up.  Kara Brandeisky of Time.com reports on the numbers: -A decade ago, out-of-pocket health care costs (the costs covered by the individual–basically, premiums plus deductibles) … More

Why does the ACA Defintion of Full-Time Work Matter?

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Congressional Republicans are looking at changing the Affordable Care Act’s definition of full time work.  What exactly would that mean? Currently, the ACA’s employer mandate requires employers who have at least 50 full-time employees to provide their their employees with health insurance–those who are forced to pay a fine.  Under the ACA, full time work … More