Rick Young Insurance’s Blog

Better Quality Insurance Policies Before Obamacare

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Better Quality Insurance Policies Before Obamacare September 18, 2014 The Daily Caller reports that health insurance policies for individuals were of higher quality prior to the Affordable Care Act. The claim comes from a study issued by the National Center for Public Policy Research, which analyzed health insurance plans across 10 major cities both prior to … More

What’s Causing Health Care Premiums to Rise?

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What’s Causing Health Care Premiums to Rise? September 17, 2014 As insurers notify enrollees that their premiums will be rising in the upcoming year, how much of those premium increases are due to the Affordable Care Act? Merrill Matthews, resident scholar with the Institute for Policy Innovation, explains which factors are behind the rise. A … More

Has Obamacare Lowered Premiums?

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Many Obamacare supporters are rallying around a recent Kaiser Family Foundation survey of health care premiums that indicates prices are falling, claiming it as evidence that the law, in fact, has worked in reducing costs. Is that really the case? According to James Carpetta at the Weekly Standard, the survey is flawed. For example: it … More

What Has Obamacare Cost Small Business Workers? $22.6 Billion

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A new report from researchers at the American Action Forum has detailed the impact of the Affordable Care Act on small business ( those companies that employ between 20 and 99 workers ). Obamacare requires that companies with at least 50 employees provide health insurance to their workers; companies that do not are forced to … More

Government Share of Health Care Spending at Record High

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Government Share of Health Care Spending at Record High September 10, 2014 In 2014, government spending — at the federal, state and local level — will constitute 46 percent of the country’s health care spending. That record portion (costing $1.4 trillion), writes John Merline of Investor’s Business Daily, indicates that the government will be responsible … More

Analyst Estimates Obamacare Will Increase Number of Uninsured

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Analyst Estimates Obamacare Will Increase Number of Uninsured September 5, 2014 By the end of the decade, the United States’ health system will be in worse shape than it was before the Affordable Care Act, contends Michael Ramlet of the research firm Paragon Insights. While the law was touted as providing affordable health coverage for … More

Federal Reserve Surveys Show Impact Of Obamacare on Businesses

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The Federal Reserve Bank of Philadelphia has just released a similar survey, with similar results. Because of Obamacare: 18.2 percent of employers reported that they cut workers, versus 3.0 percent who hired more; 18.2 percent reported that the proportion of part-time workers was higher, versus 1.5 percent who lowered the proportion of part-timers; 28.8 percent reported … More

Obama Administration Changes Religious Accommodation

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Obama Administration Changes Religious Accommodation August 26, 2014 Many religiously affiliated nonprofit organizations have objected to the Affordable Care Act’s requirement that they provide insurance that covers contraceptives that serve as abortifacients. As an accommodation to these groups, the Obama administration allowed them to sign a waiver certifying their objections to the mandate and transferring … More

So-called “copper plans” could save billions

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So-called “copper plans” could save billions by Caitlin Bronson | Aug 21, 2014 When so-called copper plans were proposed by some insurers and US senators last month, critics took up their mouthpieces to decry the plans as too expensive to sick consumers. However, a new analysis from Avalere Health reveals a silver lining: lower-tiered copper plans could actual … More

Walmart Enters the Health Care Market

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Walmart Enters the Health Care Market August 15, 2014 By January 2015, Walmart will be operating a dozen primary care clinics across the country. Writing for Forbes, Dan Diamond, managing editor of the Advisory Board’s Daily Briefing, explains that six clinics staffed with nurse practitioners are currently in operation in South Carolina and Texas. These … More