Business Insurance in Michigan

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Business is unpredictable.

But buying business insurance doesn’t have to be.

As your premier Michigan Insurance Company, we know that securing a customized MI business insurance package, is no easy feat. With various coverage options and state laws to abide by, you need someone with expert insurance knowledge and years of experience to secure you the most effective business coverage.

More often than not, the overall goal of doing business is to efficiently maximize your profits, while also minimizing costs. This requires making strategic plans that account for expected expenses as well as plan for ways in which you can accurately reinvest your profits.

Keeping costs at the lowest level possible is an undertaking all in its own—it involves securing affordable, reliable Michigan business insurance. Thankfully for you, our business insurance strategies balance all of these needs while also helping to reduce the financial impact of unexpected losses like natural disasters, lawsuits, employee injuries, and more.

As a Michigan business owner, how can you better determine what your business actually needs? Michigan state regulations will determine basic insurance requirements; among the commonly required policies are workers compensation, commercial insurance and Michigan group benefits. However, these may not be enough.

At, Rick Young Insurance our Michigan business insurance packages can include a combination of the following coverage options:

  • Business Owners Policies (BOP)
  • Worker’s Compensation
  • General Liability Insurance
  • Errors & Omissions
  • Commercial Auto
  • Commercial Property
  • Group Benefits
  • Professional Liability

At Rick Young Insurance, we understand the importance of having budget-friendly, inclusive business coverage in place – no matter how big or small your Michigan business venture may be.

We pride ourselves on being able to identify the required Michigan state policies and suggest the most effective business insurance solutions; that not only match your specific needs but exceed all of your expectations.

Don’t hesitate to give us a call or fill out our free Michigan business insurance quote form for more information today!