Rick Young Insurance's Blog

Health insurer fee could be costly to states

2/7/2012 6:10:00 AM

A Medicaid report has concluded that a law taxing health insurance companies to fund the expansions in coverage is a considerable cost to states.

HSA and HRA

2/6/2012 6:25:00 PM

Employers started to offer Health Reimbursement Arrangements (HRA) in 2001 and Health Savings Accounts (HSA) in 2004. What changes have they made to Health plans?

Saving Money for the Future with Business Insurance in Michigan

2/3/2012 8:50:00 AM
Did you know that Michigan is on the short list of states that are most prone to experiencing severe weather such as thunderstorms and blizzards? Because of this, it's important to make sure you have reliable coverage with business insurance in Michigan in case anything ever happens.

The difference in compensation for federal and private-sector workers

2/2/2012 6:10:00 AM
The Congressional Budget Office has done a study comparing the compensation (wages, benefits, etc.) of federal civilian and private-sector employees. What were the huge differences?

The severe dangers of texting while driving

2/1/2012 7:25:00 PM

The National Traffic Safety Board is encouraging all states to ban their residents from using portable electronic devices while driving.

The Drawbacks of Enforcing Medial Loss Ratios

1/31/2012 6:20:00 AM
Last year, the Affordable Care act required insurers to keep a Medical Loss Ratio of 80-85 percent depending on the plan. But the requirement could be destructive, even to Insurance Companies in Michigan.

Can the government recover from debt?

1/30/2012 1:45:00 PM

It It seems like everyone in politics is discussing U.S. debt and deficit spending. But is there actually any effective actions to control the problem?

Does your small business need property coverage included with your business insurance in Michigan?

1/27/2012 5:30:00 AM
Are you ever concerned with the status of the property of your small company? Having property coverage included with your business insurance in Michigan is more important than ever. You never know when the unexpected will happen, so make sure you're prepared!

Health Insurance for College Students

1/26/2012 6:15:00 AM
There is no doubting the importance of being covered while in college. College students in Michigan can be vulnerable to sickness, and there's no need to take risks with health. Here are some tips to making sure you are covered:

Is Medicaid expansion a danger to states?

1/25/2012 11:35:00 AM

In March, the Supreme Court will hear arguments on issues concerning the Affordable Care Act. One of the less talked about but very important issues is if the Medicaid expansion goes too far in encouraging states to comply.

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